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If fast funding is crucial, the commercial borrower should contact a non-bank business bank where most commercial loans will close up forty five to fifty five days. A commercial loan that will not work without long term financing. What’s long term financing for a commercial loan? Some commercial banks view 3-5 years as the longest period before a commercial loan will be subject to a balloon payment. If that sounds short term rather than long term, most non-bank business banks can organize 25-year to 40-year commercial property loans for a commercial properties.

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